Customised Asset Finance

We compare 50+ Australian lenders to structure the right loan for your car, bike, boat, caravan or equipment with clear fees, clear timelines, and no impact on your credit score. Start the pre-approval quiz to get started.

Pre-Approval 1 Hour | 50+ Lenders Compared | No Credit Score Impact

Takes 60 Seconds | No Credit Score Impact
Partnered with 50+ of Australia’s leading lenders and banks.
About

How does it work?

We make asset finance straightforward and efficient. Tell us how you like to communicate, regular updates or minimal touch and we’ll match your pace. You’ll know what to expect at each step, with clear next actions and realistic timeframes from first chat to settlement.

Founded by Directors Josh Davis & James Philibossian, we map your goals, budget, and asset type (cars, motorcycles, boats, caravans, equipment), then compare options across 50+ Australian lenders. We structure the deal for total cost, term, and flexibility explaining rates, fees, and residuals plainly using initial checks that won’t impact your credit score.

We handle the heavy lifting end to end: documentation, lender conditions, insurance certificates of currency, and coordination with dealers or private sellers. You get a smooth handover, on-time settlement, and responsive support after you’ve taken delivery—plus help with upgrades or refinancing when the time is right.

Services
Auto Loans
Motorcycle Loans
Personal Loans
Cash Flow Loans
Commercial Loans
Watercraft Loans

Auto Loans

Looking to upgrade your current vehicle or refinance your existing loan? Whether it's a luxury car or a practical ride, we offer flexible finance solutions tailored to your lifestyle and goals.

Personal Loans

Whether it's a jet ski, trailer, home renovation, or your dream holiday, we offer tailored personal finance solutions to bring your plans to life. Flexible, fast and designed around what matters to you.

Commercial Loans

From trucks and equipment to cashflow funding, we provide customised finance solutions to help your business thrive. Our expertise ensures you have the resources you need to drive growth and seize new opportunities.

Motorcycle Loans

Looking to hit the road on two wheels? We provide flexible motorcycle finance solutions tailored to your needs. Our expert team ensures a hassle-free process, so you can enjoy the freedom and adventure of riding sooner.

Cash Flow Loans

Need help managing cash flow? Our cash flow lending bridges the gap while you wait for projects to finish or payments to arrive, keeping your business running smoothly.

Watercraft Loans

Dreaming of life on the water? Whether it's a speedboat, yacht, or jet ski, our tailored finance solutions make owning your perfect watercraft easy and affordable. Let us help turn your vision into reality.

FAQs

Still have questions? Contact us below.

How long does it take to get approved?

The approval process is typically very quick thanks to our efficient internal procedures. This allows us to finalise client approvals within 1 hour, meeting our clients' urgent needs effectively with a rapid turnaround.

How much can I borrow?

To evaluate your borrowing ability, we analyse your financial circumstances and connect you with various lenders. These lenders provide loans that range from $5,000 to over $1 million. Although loans over $1 million can be accessed, your income and circumstances might restrict your options.

Why use Exodus Finance?

At Exodus Finance, we prioritise our clients and their unique needs above all else. Ensuring open and transparent communication is of utmost importance to us; we want our clients to feel fully informed about every step of the process. Our goal is to deliver exceptional service while providing access to Australia's lowest rates, fostering a reputation that speaks for itself.

Is there any upfront cost?

No, there is no upfront cost associated with asset finance, regardless of whether you decide to proceed or not. Any fees are included in the loan itself. Our team will assist you in evaluating your needs to find solutions that match your budget and financial goals.

What documents do I need to apply?

To apply for asset finance, PAYG employees will need to provide payslips and a valid license. In contrast, self-employed individuals can choose between low document requirements or full document requirements, which include financial statements, potential tax returns, and, in some circumstances, bank statements.